Nicholas Holt

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Head of Solutions and Delivery, Europe

Marqeta

Member since

16 Mar 2023

Location

Greater Cheshire West And Chester Area

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Nicholas's opinions

Will PSD3 inspire the inevitable embedded finance revolution?

Calling all payments nerds! The European Commission has published its proposal for a third Payment Services Directive (PSD3), building upon the achievements of PSD2 which sets out several key changes and developments that may impact financial services innovation. Implementation is not likely to take place before 2026, but the report has provided ...

17 August 2023 /payments /retail

The Card Conundrum: Businesses Must Get Innovative with Payments In Times Of Economic Hardship

In the U.K., payments with banknotes declined by 50% between 2010 and 2019 to account for just 15% of all transactions, while card payments across Europe soared from five billion to more than 46 billion payments per year since the start of the millennium. The bottom line is that the way consumers want to pay for goods is constantly changing and thi...

23 March 2023 /payments The Payments Business