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Nicholas Holt

Head of Solutions and Delivery, Europe
Marqeta
Member since
16 Mar 2023
Location
Greater Cheshire West And Chester Area
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Nick is Senior Director Solutions Engineering at Marqeta. He joined Marqeta more than four years ago and is responsible for delivery and solutions, his role is to ensure partners have access to the very best technical solutions for payments, while enjoying the freedom and control to embed modern issuer processor functionality at the heart of their card programmes.

Experience

Summary

Before joining Marqeta, Nick held positions with Visa, Bank of America and Tuxedo Money Solutions in a payments career spanning more than 20 years.

Latest opinions

Nicholas Holt

A Whole New World of Embedded Finance

As more people use smartphones and other mobile devices to conduct their daily lives, mobile payments are becoming increasingly popular, for example, research suggests that over half of US and UK consumers had used a mobile wallet in the last 90 days. Simultaneously, consumers across geographies expressed a growing comfort with the idea of a c...

14 August 2024

Nicholas Holt

Paying it Forward: The Future of BNPL, GenAI, and Embedded Finance in PayTech

Amid continuing economic uncertainties, consumers are taking advantage of a raft of emerging technologies in financial management, investment, and savings. We are rapidly moving towards a cashless society, where card payments and digital wallets are the norm. We stand at the brink of a revolutionary period in fintech, driven by embedded finance so...

23 February 2024

Nicholas Holt

2024 Fintech Forecast: The Year of Flexible, AI-Powered Personalised Credit

In the UK, 2023 was dominated by the continued impact of the cost of living crisis and rising inflation, leading to tighter budget restraints and growing consumer demand to have more control over their finances. In 2024, I I predict the desire for flexibility will continue, through growing demand for new features and technologies such as Buy Now, ...

09 January 2024 Artificial Intelligence and Financial Services

See all 5 opinions by Nicholas

Nicholas writes about

  • payments
  • retail banking
  • predictions

Nicholas's opinion archive

  • 2024 (3)
  • 2023 (1)
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Head of Europe at Marqeta

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